Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142867 reviews)

View other PayPal products

4.73

Based on 142,867 reviews, last reviewed 19th Jun 2026

4231650% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service, products and PayPal Rewards is a no b... Great service, products and PayPal Rewards is a no brainer! Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (142867)

The best credit provider

I tried many credit cards all my life PayPal credit is the best Reviewed on: 12th July 2022

Great

Very easy and helpful I'm using it and I don't have any complaints Reviewed on: 12th July 2022

The best service very happy

I purchased things abroad and psy pal credit has helped me a lot thank you Reviewed on: 12th July 2022

pay later

I used pay pal on a few occasions, buy now pay later, can not beat it , a great way to get what you want now and pay later Reviewed on: 12th July 2022

Love

The most reliable and convenient credit service out there ..cannot praise enough Reviewed on: 12th July 2022

Amazing

Very well. I am happy.thank I have my dreams holiday because I have credit cards Reviewed on: 12th July 2022

Very easy to get with no time waste.

Never have any issues with Paypal and great deal all the time :-) Reviewed on: 12th July 2022

Helpful and relaible

I always use PayPal credit. It is like have a credit card online. I can see all transactions clearly and find it easy to use. Reviewed on: 12th July 2022

Helpful

Paypal is prompt and safe for any transactions Reviewed on: 12th July 2022

Service and use

Excellent service and very easy to use for online payments Reviewed on: 12th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3755 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 73894 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub