Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145378 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145378)

Good old PayPal

Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022

execellent

great fast and easy to use service with no extra charges Reviewed on: 8th July 2022

Credit made easy

The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022

Awesome PayPal credit

PayPal and PayPal credit is awesome. PayPal has enabled me pay for my purchases in convenient installments in a safe and secure way Reviewed on: 8th July 2022

Good

Its really a Good service and very helpful Reviewed on: 8th July 2022

PayPal credit is amazing!! Love it!!!

PayPal credit is the best thing since sliced bread! Extremely easy to use, comes in handy for those long months and something that is just really good!! Don't know what I did without this for so long and now I can't live without it!!! Reviewed on: 8th July 2022

Very convenient

Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022

Money life saver

Having a bad experience getting payday loans out when a bit short before paydays, PayPal credit has really helped me out Reviewed on: 8th July 2022

Excellent all rounder

So happy with PayPal credit . It's easy to use ,very convenient and I know exactly where I am with it . Customer service is excellent. I would highly recommend Reviewed on: 8th July 2022

Easy to use, very secure and fast way to pay

Great service, very secure and fast. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76331 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub