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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145372 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145372)

Very reliable and trustworthy and also safe

It's very easy to use and always safe. Anytime I need assistance i have it promptly. Reviewed on: 8th July 2022

Easy

So simple to use. Really straightforward and easy. Easy to keep track of and make payments. Has made internet transactions so much quicker and smoother Reviewed on: 8th July 2022

The best credit provider

Paypal has revolutionised credit and it had helped me when I needed the most. Thank you. Reviewed on: 8th July 2022

Smart and convenient payments!

I am using PayPal for the last 9+ years and happy to use it myself, recommend to friends and family. It's quick and easy to use, make purchases, spread the cost over a period of time and interest free during promotions. Make payments to friends and family for any cost sharing during holidays, eat out etc . Safe and secure! Totally Recommendable! Reviewed on: 8th July 2022

Buy now Pay later is the best

Well, it helped when I needed it… Reviewed on: 8th July 2022

Easy to use and great value.

I find PayPal Credit east to use and great value, it is now my go to payment method. Reviewed on: 8th July 2022

Excellent

Excellent servise,it greatly facilitates the planning of expenses and purchases Reviewed on: 8th July 2022

Top marks for PayPal credit

Excellent option to spread the cost over 3 or 4 months Reviewed on: 8th July 2022

Fantastic

PayPal credit was able to support me with a big payment I needed to make. I could not have made this payment without the support from PayPal and I will be recommending this service to others. Reviewed on: 8th July 2022

Anytime anything

The best credit provider so far! The easiest to use and automatically checking to increase credit limit. I just wish they would have a physical card too. Reviewed on: 8th July 2022

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