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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145326 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145326)

Paypal credit

I use this all the time, its fast, secure and easy to use, your notified for all transactions. Highly recommend this Reviewed on: 14th June 2022

Always at your fingertips!

I am over the moon with PayPal credit. As most people do I use my phone for almost everything in life, whether it’s for all the socials and work related. If I need to order parts for vehicles I can do so straight away and reach for PayPal to pay for it without having to faff about looking for my cards etc. need something new for me, boom, PayPal makes it easy. It’s probably my biggest platform for payment. I would and I have recommended it in a heartbeat!! Reviewed on: 14th June 2022

The Best Online Credit Company

PayPal credit provides an easy to use route through online shopping. Saves entering in pesky card details and always has a range of offers across a huge variety of major websites. By far setting the standard for other companies out there. Reviewed on: 14th June 2022

Paypal continues to make financial decision easier and less stressful.

Paypal has continued to be a striving example of a financial friend, there to help in the stressful time. Reviewed on: 14th June 2022

Reliable and happy

Very happy for getting aproved for the paypal credit. I have used it a few times and i am happy with my experience until now. Reviewed on: 14th June 2022

Fast service

0% interest, 21.9% APR. The best choice. Reviewed on: 14th June 2022

instant...

near instant response to payments etc Reviewed on: 14th June 2022

Amazing

Amazing experience every time I use PayPal Reviewed on: 14th June 2022

Transfer & Credit in PayPal

Best world transfer, quick and easy app, well breakdown bill, considering credit when you missed payment. Best of you get offered with difference payment method. All the value are from PayPal, l have use must credit provider nothing like PayPal, most still preferred PayPal payment method, PayPal transfer mmm, is very easy, people love it around the globe. I still remain in PayPal credit & transfer, super b Reviewed on: 14th June 2022

PayPal credit is fair and upfront

I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022

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