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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145151 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145151)

Great company

I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

Nothing is to much always polite and professional. Reviewed on: 13th June 2022

Very good service

With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022

PayPal Credit 0% for 4 Months, 5 Stars

Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022

Absolutely amazing

Very quick and handy service Reviewed on: 13th June 2022

Just amazing

I have used this to buy big items Reviewed on: 13th June 2022

Best and easy credit

Joined credit scheme last year and it’s just amazing, from any payments big or small I always use PayPal and cannot recommend it enough. It’s so easy to use and their payment schemes makes shopping online more fun and hassle free. Love love love Reviewed on: 13th June 2022

Trusted

most trusted payment metod. always using paypal if possible. Reviewed on: 13th June 2022

Best credit provider so far in 2022

Having excellent experience with them. It's been few years now. Never had any problems. Offers are on spot and customer service is great. Reviewed on: 13th June 2022

Good limit, poor options

PayPal Credit is useful for only certain things (and it's not always clear where it will be eligible for use...!) Reviewed on: 13th June 2022

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