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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145151 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145151)

Efficient

Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022

So easy

Very straightforward and safe to use Reviewed on: 13th June 2022

Brilliant

Great for making those more expensive items Reviewed on: 13th June 2022

Very good

Easy to pay with on line and I feel confident in paying with PayPal Reviewed on: 13th June 2022

Easy to use

No issues on re payments and protected Reviewed on: 13th June 2022

No fuss credit card

Enjoy interest free for four months anytime you spend £99+ and occasional promotion of spreading purchases over 36 months interest free. Simple and easy to use app. Can’t ask for more than that. Reviewed on: 13th June 2022

Couldnt be easier to use

You can pay with all your saved cards and accounts so never need to have any details to hand and they remind you to make payments just before they are due instead of other payment providers who encourage you to get charged Reviewed on: 13th June 2022

Great service

easy to use, great service, would recommend Reviewed on: 13th June 2022

Easy to use flexible credit

I've been using PayPal Credit for a little over 2 years. Its easy to use and embedded in the checkouts of most ecommerce sites already. There are regularly interest free offers available making it a better long term product than bouncing between 0% promotions Reviewed on: 13th June 2022

Very happy with PayPal credit!

Applied for a new credit line with PayPal and purchased a few things that i needed for a while. Plus if i will repay the full ammount in 4 months i will not pay any commission for borrowing that money, wich is great! Thank you PayPal Credit! Reviewed on: 13th June 2022

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