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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180883)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal credit update on all transactions and timescales

5
Paypal credit updated me on all my transactions. I get reminders of payment times I also know that if I have any issues with any purchases PayPal respond quickly with clear timeframes to resolve any challenges. I have used paper credit which has been really helpful again there are clear reminders of when to pay the due date payments. I really feel this is help my budgeting and that has served to make me more accountable. I'm also offered reasonable increments that are affordable for me to pay off so never feel that I'm going into unnecessary debt. I would highly recommend PayPal credit it's so easy and so straightforward Reviewed on: 7th July 2026

It is a great service and easy to use.

5
It is a great service and easy to use. Better now you can have a card and use in stores. Reviewed on: 7th July 2026

Recovery from fake website

5
I needed a sum recovered from an online fake website and this was solved quickly Reviewed on: 7th July 2026

PayPal are excellent. My number 1 for shopping

5
PayPal are excellent. This is a chance to say thank you for all you do. I wouldn’t be able to get certain things I need, without PayPal., I’ve been with them for quite a few years.. I’ve NEVER had a problem… and if I’ve been scammed, or have been wrongly charged, all I have to do is let them know, and they have sorted it every single time… they’ve been there to help my retail experience much easier, and much better. I get notified for any incoming and outgoing parcels. I get delivery updates, and basically… I don’t know what I’d do without PayPal. Thank you to all the wonderful staff that have helped me over the years.. The best experience I’ve had, when shopping. Reviewed on: 7th July 2026

Very good experience

5
Very good experience I have been always informed and updated about my accounts Reviewed on: 7th July 2026

Always trust PayPal any problems is dealt with promp...

5
Always trust PayPal any problems is dealt with promptly. Reviewed on: 7th July 2026

It’s okay and basic for my use.

4
It’s okay and basic for my use. I have been using this for almost a decade now . Reviewed on: 7th July 2026

Easy to use

5
Easy to use and a first class establishment Reviewed on: 7th July 2026

usable as normal credit card

5
paypal now can be used in shops with card in wallet..its excellent Reviewed on: 7th July 2026

I have been able to buy with confidence!

5
I have been able to buy with confidence knowing that when I have an issue they are in my corner. Reviewed on: 7th July 2026

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