Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177558 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177577)

Ok, nothing to report really, credit never gets rais...

Ok, nothing to report really, credit never gets raised, been the same for about 4 years now despite my credit score going up. I also get a very low credit amount. But that it is the only issue really that I have. Reviewed on: 7th July 2026

Excellent service from Paypal.

Excellent service from Paypal. I'm definitely very pleated with this offer. I'm using it mainly for online purchase. Thank you Reviewed on: 7th July 2026

I love the fact that PayPal helps dream come true ev...

I love the fact that PayPal helps dream come true even when you’re short of money, PayPal facilitates life. Reviewed on: 7th July 2026

Great with PayPal credit, easy way to pay for some g...

Great with PayPal credit, easy way to pay for some goods saving you lot of time Reviewed on: 7th July 2026

Very easy to set up and manage the payments, helpfu...

Very easy to set up and manage the payments, helpful not notifications and reminders too. Reviewed on: 7th July 2026

PayPal a helping hand...

PayPal helped me when l was in need of money to help me Reviewed on: 7th July 2026

Very efficient and good communicator.

Very efficient and good communicator. Feel confident in using pay pal feels so secure Reviewed on: 7th July 2026

UNFAIR INTEREST CHARGE

I was wrongfully charged interest for a 4-month interest-free option, and when I contacted customer service for assistance, they were completely unhelpful. This issue needs to be addressed immediately. Reviewed on: 7th July 2026

super quick very secure and easy to use.

super quick very secure and easy to use. no hidden fees with great customer service Reviewed on: 7th July 2026

Top service

Very convenient for spreading cost and customer services very helpful Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3847 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98683 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub