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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180886)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really easy to use and a great service.

5
Really easy to use and a great service. Very easy to increase payments and make one off payments to bring balance down. Would highly recommend Reviewed on: 7th July 2026

I use pay pal on most of my online payments I trust...

5
I use pay pal on most of my online payments I trust PayPal Reviewed on: 7th July 2026

Easy ways to pay

5
Never have any problems when using paypal credit. Always an easy way to pay Reviewed on: 7th July 2026

Iam happy it’s safe and easy and would recommend oth...

5
Iam happy it’s safe and easy and would recommend other people to use PayPal Reviewed on: 7th July 2026

love paypal credit so so helpful

5
love paypal credit so so helpful Reviewed on: 7th July 2026

Paypal gets the job done fasf

5
Quick fast and money in account within 4 days Reviewed on: 7th July 2026

Great service

5
Great service n n nnn Reviewed on: 7th July 2026

Never had any issues with PayPal they have always pr...

5
Never had any issues with PayPal they have always provided exactly the service advertised to myself. They provide a clear and accurate app that allows me to control my finances in a way that I feel comfortable. Reviewed on: 7th July 2026

It's easy and clear.

5
It's easy and clear. From beginning to end it's all easy process. Everything is very transparent and makes everything much easier than other payment systems. You have clear dates even after getting the credit its all in the app with dates. No brainier Reviewed on: 7th July 2026

Flexibility

5
I enjoy the flexibility offered by PayPal Credit Reviewed on: 7th July 2026

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