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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149691 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149693)

Pleasure to deal with

Great to deal with and no hassles Reviewed on: 13th June 2022

Great

Great to use and specially the 4 months interest free Reviewed on: 13th June 2022

Reliable and fast payments

I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022

Super easy app and offer of 4 months 0%

Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022

Large and small

I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022

Best credit

Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022

Excellent

So simple to use and accepted in so many places Reviewed on: 13th June 2022

Straight forward and trusted

Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022

Very good

Good service I recommend it Try it Reviewed on: 13th June 2022

Simply outstanding.

I've been with PayPal for 12 years now and it's the only online payment platform I would use. Simple, secure with the reassurance that should something go wrong PayPal have got you protected. Two year ago I applied for PayPal credit, I was accepted with a generous limit and make use of the 4 month interest free offer on a regular basis. Interest rates are good should you need to pay things off over a longer period. Also the other promotions offered throughout the year are amazing offers. To summarize, PayPal are an outstanding company who I shall be a customer of for the rest of my life. Absolutely faultless. Reviewed on: 13th June 2022

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