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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168340)

It was a great experience to shop online with my pay...

It was a great experience to shop online with my paypal credit. It was available in almost all websites. Reviewed on: 5th June 2024

Easy to use, nice to have an option to pay later on...

Easy to use, nice to have an option to pay later on an instalment plan! Reviewed on: 5th June 2024

Give flexibly in my financial life.

Give flexibly in my financial life. Very easy to control in what I spend, five security if I need support for any problems with my purchase. Great ideia not just PayPal credit and PayPal pay in 3. Both services I also as well offer to my clients. Reviewed on: 5th June 2024

When I hardly have any money in my bank a/c, I can t...

When I hardly have any money in my bank a/c, I can turn to PayPal to help me out. Reviewed on: 5th June 2024

PayPal works well as an alternative banking system,...

PayPal works well as an alternative banking system, for those times when you need another source of income without having too much of an issues associated with other banks. It's staff are very friendly and extremely helpful when the situations may need attention. Reviewed on: 5th June 2024

Easy manage spending and flexibility of covering you...

Easy manage spending and flexibility of covering your credit. Reviewed on: 5th June 2024

recommend paypal

straight forward transactions no problems ,great customer service Reviewed on: 5th June 2024

A great tool for purchases

Overall, i think its a great tool to help you with your purchases. If i would change anything, i would change the way they allocate the instalments. I would prefer a system in place more like myargos card services, you can see exactly where your money goes. And also you can choose specific payments to specific plans. Reviewed on: 5th June 2024

Easy to use and straightforward.

Easy to use and straightforward. Reviewed on: 5th June 2024

Good experience overall, never had an issue.

Good experience overall, never had an issue. Reviewed on: 5th June 2024

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