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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168111)

Feel safe with Paypal.

Feel safe with Paypal. They helped me solve a problem without worrying. I wouldn't buy without using Paypal. They have lots to offer too. Reviewed on: 4th June 2024

Never had a problem with the service

Never had a problem with the service helped me out a few times spreading the cost Reviewed on: 4th June 2024

It’s great service and secure.

It’s great service and secure. Definitely recommend for making secure payments Reviewed on: 4th June 2024

Simple and convenient to use for when you are unable...

Simple and convenient to use for when you are unable to purchase something in one payment, pre approved so no worries about getting refused credit a great service ,I have used PayPal credit many times and never had a problem, highly recommend to anyone Reviewed on: 4th June 2024

I find PayPal very secure and is easy to use.

I find PayPal very secure and is easy to use. I have no complaints about PayPal at all. Being over 70 it make managing my finances easy. Reviewed on: 4th June 2024

I love the interesting free credit option on purchases.

I love the interesting free credit option on purchases. Reviewed on: 4th June 2024

really handy for large purchase

Really good service better then a credit card easy to use can use at most stores very easy to set up would definitely recommend this to a friend to use , good credit limit and fast easy payments very happy Reviewed on: 4th June 2024

My best pal. never a problem.

Love PayPal so easy to use never a problem. Reviewed on: 4th June 2024

The only thing i would change is when you make a pay...

The only thing i would change is when you make a payment takes few days to show in ya bank Reviewed on: 4th June 2024

Easy to Manage

It's handy to have, especially the Pay in 3. Easy to manage. Good amount of credit offered also. Reviewed on: 4th June 2024

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