Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168151)

Easy to use with very low interest.

Easy to use with very low interest. Reviewed on: 4th June 2024

Easy to use and convenient at checkout.

Easy to use and convenient at checkout. Easy to pay off as many times as you like in the month. Reviewed on: 4th June 2024

Enjoyable:Thank you so much for helping me to get wh...

Enjoyable:Thank you so much for helping me to get what I couldn't afford in one go.You let me me achieved my goal Reviewed on: 4th June 2024

Great service, easy to use.

Great service, easy to use. The option to pay over time is handy. Reviewed on: 4th June 2024

Quick and easy to check out, interest free for 4 mon...

Quick and easy to check out, interest free for 4 months so great value Reviewed on: 4th June 2024

Amazing service

Great service. Helped me really easily with regards to a sale which I never received the goods for. Reviewed on: 4th June 2024

The service is super good,the customer care experien...

The service is super good,the customer care experience is fantastic and reliable Reviewed on: 4th June 2024

Paypal the shape of things to come.

I find it a great thing to have and use from time to time.I use paypal everyday for paying someone or for an item of purchase.Thank you PAYPAL. Reviewed on: 4th June 2024

Paypal rebeiw

Never had any problems they have all ways sorted any problems I have haf Reviewed on: 4th June 2024

Always easy and secured to use PayPal.

Always easy and secured to use PayPal. Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87276 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub