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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

Fantastic credit usage especially with the curve car...

Fantastic credit usage especially with the curve card which creates that flexibility.Customer service are amazing. Reviewed on: 4th June 2024

Always a great experience!

Always a great experience! Great and safe way to send money abroad. Reviewed on: 4th June 2024

Good decision no trouble.

Good decision no trouble. Helped me when I needed save way to pay for shopping Reviewed on: 4th June 2024

Great to have at your disposal if needed

Great to have at your disposal if needed Reviewed on: 4th June 2024

Really good customer service.

Really good customer service. I had some issues with a seller and called them up and they refunded all my money Reviewed on: 4th June 2024

Having to pay in four instalments interest free is a...

Having to pay in four instalments interest free is a non brainer Reviewed on: 4th June 2024

Great value

Great value and great option. Better than a credit card Reviewed on: 4th June 2024

Paypal credit is easy to use convenient

Paypal credit is easy to use convenient Reviewed on: 4th June 2024

Easy to use and extremely helpful when there’s a pro...

Easy to use and extremely helpful when there’s a problem Reviewed on: 4th June 2024

GREAT TO HAVE!

QUICK AND EAST TO USE SO I CAN GET WHATEVER I NEED STRAIGHT AWAY WITHOUT ANY PROBLEMS! Reviewed on: 4th June 2024

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