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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174187)

Makes spreading expensive purchases extremely easy.

Makes spreading expensive purchases extremely easy. Never had any problems. Manageable and fast. Reviewed on: 10th June 2024

A different form of credit

Perhaps could be more cautious with credit limits, but good value. Reviewed on: 10th June 2024

I love using PayPal

I love using PayPal it is very easy and trustful Reviewed on: 10th June 2024

Easy to use

Very good ,easy to use,fast payments Reviewed on: 10th June 2024

My go to option .

I use PayPal for everything it's my preferred way to pay for things. Safe, secure and peace of mind using this method of payment. I have recommended PayPal to my family and friends too. Reviewed on: 10th June 2024

Quick and easy set up on my best way to payphone.

Quick and easy set up on my phone. Great customer service Reviewed on: 10th June 2024

always a good experience with PayPal!

I’m have always had a fantastic experience with PayPal. They are efficient, helpful and reliable. You can phone the customer service line whenever you need to and somebody would always be there, I have made a number of purchases through PayPal credit and have always had a good experience. Reviewed on: 10th June 2024

PayPal has made my life easier by ensuring I can mak...

PayPal has made my life easier by ensuring I can make payments with ease especially since there are times I have to make them in foreign currency Reviewed on: 10th June 2024

Easy, simple to use and track.

PayPal. Is simple and easy to use and track your out and in goings. I not only use PayPal for personal use. But my Zettle card machine is also powered by PayPal. Which again makes it very easy to see incoming and outgoing payments. The website and the app are super simple to use and are highly password protected. Reviewed on: 10th June 2024

PayPal has been a godsend for myself

PayPal has been a godsend for myself as a struggling young professional. Helps me to manage my money and space it out across the working month. Reviewed on: 10th June 2024

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