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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174238 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174243)

Always a great service had no issues with using it t...

Always a great service had no issues with using it to pay for things online, much easier process Reviewed on: 10th June 2024

Easy access and regular updates.

Easy access and regular updates. I use it very often and can’t complaint. Reviewed on: 10th June 2024

Doskonale warunki kredytowe i latwa obsluga.

Doskonale warunki kredytowe i latwa obsluga. Reviewed on: 10th June 2024

Brilliant bever had a problem, easy app to use aswell

Brilliant bever had a problem, easy app to use aswell Reviewed on: 10th June 2024

Good experience

Good experience having a backup then needed Reviewed on: 10th June 2024

Easy setup when using paypal credit option

Easy setup when using paypal credit option Reviewed on: 10th June 2024

Easy Peasy

Very easy to use and gives you a sense of security when paying for items on the Internet Reviewed on: 10th June 2024

PayPal have been great, whenever I’ve needed help.

PayPal have been great, whenever I’ve needed things but not been able to pay straight away it’s been a lifesaver to have and be able to use and give me the chance to pay it back the next month especially being able to have 0 interest up to a point gives me chance to pay it back. Reviewed on: 10th June 2024

Use it all the time .

Use it all the time . Would recommend to absolutely everyone Reviewed on: 10th June 2024

Fabulous app and good to build credit

Fabulous app and good to build credit Reviewed on: 10th June 2024

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