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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174269 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174280)

An excellent facility, clear to understand terms, ef...

An excellent facility, clear to understand terms, efficient system. Interest-free pay in 3 has been incredibly useful. Reviewed on: 10th June 2024

Very handy having the 3 moth no interest option, hel...

Very handy having the 3 moth no interest option, helps budget Reviewed on: 10th June 2024

PayPal, secure, fast and affordable.

PayPal is a great option for secure payments, it also provides flexible credit options that are easy and affordable to pay back if needed. I have been with PayPal for over 10 years and wouldn’t consider looking elsewhere. Reviewed on: 10th June 2024

My review ..

Never had a bad experience I had a bad experience with a stellar not sending what I ordered but PayPal gave me a refund straight away. Reviewed on: 10th June 2024

Always had good experience using PayPal feel safer p...

Always had good experience using PayPal feel safer paying online using my PayPal then using my bank cards Reviewed on: 10th June 2024

Paypal credit has a great online interface and is ea...

Paypal credit has a great online interface and is easy to use. Reviewed on: 10th June 2024

Regular User

Have used PayPal for some time as one off payment, pay in 3 instalments and PayPal credit for a larger purchase. I have found all their services secure and convenient. PayPal is a great way of simplifying online payment for goods as and when you need it. Highly recommended. Reviewed on: 10th June 2024

Easy to use and Non-invasive.

Easy to use and Non-invasive. Easy to keep track of spending but it's missing the option to pay some things off first before others. Reviewed on: 10th June 2024

PayPal credit is great!

PayPal credit is an affordable way to get what I need with more flexible payments that suit my needs, it's got me out of a jam or two and has been so useful to have as a back up option when I've needed it. Reviewed on: 10th June 2024

Best way to do business

Always quick and speedy service with guaranteed support for both the buyer and seller if any issues arise. Reviewed on: 10th June 2024

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