Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175049 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175099)

PayPal Outstanding Service

Very good, provided help with customer service when requested and given regular updates Reviewed on: 11th June 2024

Great to have interest free if you pay on a set time.

Great to have interest free if you pay on a set time.Very convenient Reviewed on: 11th June 2024

Money moving made easy, been using for years, reliab...

Money moving made easy, been using for years, reliable, quick and easy Reviewed on: 11th June 2024

Easy access, safe and convenient

Easy access, safe and convenient Reviewed on: 11th June 2024

Better alternative to bank credit card.

It’s a great alternative to bank credit card. Better than that as it gives you the option to spread the costs for a few months tax free. Reviewed on: 11th June 2024

Extremely easy to use and handy to have.

Extremely easy to use and handy to have. Reviewed on: 11th June 2024

Difficult to get the answer you looking for

Difficult to get the answer you looking for Reviewed on: 11th June 2024

Easy access, streamline and terms are clearly stated...

Easy access, streamline and terms are clearly stated so you aren’t caught out Reviewed on: 11th June 2024

Always there when you need it !

Never had a problem with PayPal really, I use it all the time from just buying day to day stuff or big purchases, definitely with the credit side of it. I do always tell people to use it who do have the app as it’s just really useful and most people don’t know about it iv’e spoken too Reviewed on: 11th June 2024

Quick and Simple

Everything is easy to use, simple and fast. Transferring money between friends, sorting out credit, all can be done quick and easy. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97001 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub