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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (175972)

Funds are SAFU

5
Paypal have always been my number one when it comes to online payments, knowing your protected gives me solid peace of mind. Reviewed on: 11th June 2024
Anonymous A's avatar
Anonymous A

Comfort in payments

5
Always Safe and easy , and if anything seems unusual Im notify straight away Reviewed on: 11th June 2024
Barbara Q's avatar
Barbara Q

Great for 4 months spread makes life great and thing...

5
Great for 4 months spread makes life great and things more affordable Reviewed on: 11th June 2024
Sharon h's avatar
Sharon h

Paypal is easy and safe to use.

5
Paypal is easy to use and provide that extra security when shopping. Reviewed on: 11th June 2024
MelB's avatar
MelB

Simply the best way to pay

5
Pay pal is safe to use , I have used this for many year without any problems, I prefer to pay by PayPal especially if I am purchasing items online Reviewed on: 11th June 2024
Mandy 's avatar
Mandy

PayPal credit was used to buy a luxury item.

5
PayPal credit was used to buy a luxury item. The offer given was great 0% for the duration of contract, can really go wrong. Communication with Paypal team was great and fast with no waiting time. Transaction was really fast and safe. Payments were manageable. Would definitely recommend. Reviewed on: 11th June 2024
Val's avatar
Val

Convieiniant

5
Convienient and safe transactions Reviewed on: 11th June 2024
Ann's avatar
Ann

Never had a bad experience and very convenient to use.

5
Never had a bad experience and very convenient to use. Reviewed on: 11th June 2024
Charlotte R's avatar
Charlotte R

Very handy

4
PayPal credit is really easy to use and handy to have as some back up funds. Reviewed on: 11th June 2024
Charlotte H's avatar
Charlotte H

Never had any ptoblems.

5
Never had any ptoblems. Very reliant and trustworthy. Reviewed on: 11th June 2024
Sandra S's avatar
Sandra S

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