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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175909)

PayPal credit is good to have.

PayPal credit is good to have. Most places will accept PayPal payments Reviewed on: 11th June 2024

Used a lot and love it.

Used a lot and love it. Had no issues in the last two years, everything is great. Reviewed on: 11th June 2024

Always been there when I needed, flexible terms and...

Always been there when I needed, flexible terms and interest rates. Reviewed on: 11th June 2024

Always helpful and the app is great

Always helpful and the app is great Reviewed on: 11th June 2024

It has provided some financial security for me and a...

It has provided some financial security for me and a relief Reviewed on: 11th June 2024

4 month no apr%

Manageable credit limit. 4 month no Apr% good for small purchases. Reviewed on: 11th June 2024

I Happy with PayPal's service. I think they're great

I Happy with PayPal's service. They alway's guarantee your payment's Reviewed on: 11th June 2024

Easy secure convenient all things paying for items o...

Easy secure convenient all things paying for items online should be Reviewed on: 11th June 2024

Awesome service, wish it was available everywhere

Awesome service, wish it was available everywhere Reviewed on: 11th June 2024

Always found it easy to navigate

Always found it easy to navigate Reviewed on: 11th June 2024

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