Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175841)

I have contacted customer service several times, and...

I have contacted customer service several times, and everything was always resolved without unnecessary formalities. I have no complaints about PayPal's operations. Reviewed on: 11th June 2024

I always use PayPal credit, I love the flexibility i...

I always use PayPal credit, I love the flexibility it gives for paying for online purchases and will continue to use it for a long time to come! Reviewed on: 11th June 2024

Excellent service

It’s been great experience being with PayPal. Reviewed on: 11th June 2024

Feeling secured while online buying

I make purchases using PayPal for online items for security purpose's it’s difficult for anyone to get hold of credit card details. While buying. Reviewed on: 11th June 2024

I am so happy with the service Paypal has been offer...

I am so happy with the service Paypal has been offering me. Always resolve any issue I have so quick, excellent customer service Reviewed on: 11th June 2024

Great experience so far.

Great experience so far. Haven’t had any issues with pay pal Reviewed on: 11th June 2024

Quick and efficient service, easy to navigate

Quick and efficient service, easy to navigate Reviewed on: 11th June 2024

PayPal Credit helps me pull through difficult months

The PayPal Credit has been helping me out quite a lot during the current hapless 'Price Crisis'; especially in a concern of food. Without it, I am not sure if I could survive certain months in their entirety (my salary is being paid monthly, btw). The repayments are relatively OK; definitely nothing excruciating. I began using the service at the end of 2022 and so far I have not encountered any problems whatsoever; touchwood. Though one should keep in mind that fortunately I have so far never been late with any repayment. Again, touchwood. Reviewed on: 11th June 2024

Solid, easy, action

One click, one swish and you’ve paid via PayPal credit. Great at managing when you want to lay and how long you want to pay off 10/10 highly recommended !! Reviewed on: 11th June 2024

I have a credit card and previously spoken to their...

I have a credit card and previously spoken to their live customer service chat and I find it to be great and friendly Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97509 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub