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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (175751)

10outoften

5
First class never had a problem that wasn’t sorted out quickly and efficiently Reviewed on: 11th June 2024

Fast, Easy & Effective!

5
PayPal is the most reliable way to buy online. If anything every goes wrong you’re covered. The customer service is fast, easy and effective. PayPal credit and pay in 3 is a great tool that I use often. I wouldn’t use anywhere else. Reviewed on: 11th June 2024

Use PayPal regularly never had a problem with paymen...

4
Use PayPal regularly never had a problem with payments, really handy to get those big items Reviewed on: 11th June 2024

always been amazing for us, best service, great pric...

5
always been amazing for us, best service, great prices, just great Reviewed on: 11th June 2024

I've been using pay pal 7 months bow and it's been g...

5
I've been using pay pal 7 months bow and it's been great experience Reviewed on: 11th June 2024

Good but wish i could reduce it a bit as the interes...

5
Good but wish i could reduce it a bit as the interest is quite high Reviewed on: 11th June 2024

They are not bad on the interest

5
They are not bad on the interest Reviewed on: 11th June 2024

since starting to use PayPal for my online payments,...

5
since starting to use PayPal for my online payments, I have infact been 'rescued' by PayPal from a potential bankrupting episode when I ordered one ink cartridge from a European supplier who then wanted to supply me with some £27,000s worth of cartridges. PayPal in concert with my bank managed to get the matter sorted and got back the £11,00 they had immediately transferred out of my account. I can't praise them highly enough...incidentally I make a habit of paying via PayPal whenever I can Reviewed on: 11th June 2024

Simple, easy and a sigh of relief.

5
Simple, easy and a sigh of relief. Makes online shopping safer! Reviewed on: 11th June 2024

Excellent service

5
A very easy app to use deal with issues promptly pal pal credit is excellent would recommend to anyone Reviewed on: 11th June 2024

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