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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175668)

Love PayPal makes my life so easy as a mother to be...

5
Love PayPal makes my life so easy as a mother to be able to buy things and pay off excellent Reviewed on: 11th June 2024

Been using PayPal for years.

5
Been using PayPal for years. By far the best customer services Reviewed on: 11th June 2024

It's worthy.

4
It's worthy. Contented with using it. Reviewed on: 11th June 2024

Used a few times to my advantage great

5
Used a few times to my advantage Reviewed on: 11th June 2024

Paypal is convenient and easy to use and it allows m...

5
Paypal is convenient and easy to use and it allows me to break down payments into smaller more manageable amounts. Reviewed on: 11th June 2024

Really handy have 0% for the first 4 months after a...

5
Really handy have 0% for the first 4 months after a purchase, allows me to buy a bit more expensive items and spread the cost a bit without having to worry about huge interest rates from my credit cards Reviewed on: 11th June 2024

PayPal credit is conveniently easy and affordable

5
PayPal credit makes paying for items much easier, even if paying the balance off the following month Reviewed on: 11th June 2024

paypal user

5
very user friendly happy using this app Reviewed on: 11th June 2024

Best app

5
Paypal is best app ive ever used. Thanks Reviewed on: 11th June 2024

Very responsive and helpful helpline staff.

5
Very responsive and helpful helpline staff. Reviewed on: 11th June 2024

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