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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175578)

Paypal Credit is a great tool and it is clear and ea...

Paypal Credit is a great tool and it is clear and easy to use. It helps great when splitting a larger payment over a few months, and can be done with no interest charged. Reviewed on: 11th June 2024

It's great I love it.

It's great I love it. It's convenient, safe and efficient. Reviewed on: 11th June 2024

Great way to spread the cost

PayPal credit is a great way to spread the cost of more expensive items. I use it a lot and love that it is interest free. I recommend family and friends to use it Reviewed on: 11th June 2024

I use it all the time for big and small purchases.

I use it all the time for big and small purchases. It helps me with budgeting and means I can purchase things I wasn't able to before and spread the cost out. Reviewed on: 11th June 2024

PayPal credit is a great option with interest free f...

PayPal credit is a great option with interest free for a few months making things great value and very helpful. Reward you with increased credit limits if you pay on time. Very easy to see what you owe and make payments. Use it all the time and would recommend Reviewed on: 11th June 2024

Good option.

Good option. Can pay my holliday or goods. Very happy Reviewed on: 11th June 2024

4 months pay back terms

Very useful specially spending £100 plus getting 4 months to pay back. Reviewed on: 11th June 2024

Best credit provider ever used!

Easy to use, apply for and increase or decrease according to my needs. Best credit provider ever used. Had no issues whatsoever, I use PayPal credit for the bulk of my online purchases. Love it. Reviewed on: 11th June 2024

Very good service easy to use very reliable and safe

Very good service easy to use very reliable and safe Reviewed on: 11th June 2024

I use PayPal credit and pay in 3 for various purchas...

I use PayPal credit and pay in 3 for various purchases, so all my purchases are in one place. Reviewed on: 11th June 2024

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