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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175465)

Very safe and easy to use PayPal

Very safe and easy to use PayPal Reviewed on: 11th June 2024

I have no issues with PayPal.

I have no issues with PayPal. Easy to use, very convenient and always delivers. I advise all my friends and family to use for purchasing as the refund process is quick. Reviewed on: 11th June 2024

PayPal. What’s not to love?

PayPal is fast, convenient and extremely efficient at handling all the transactions I need to do. Whenever I have a problem, PayPal customer service team are on hand quickly and always deal with the matter promptly and fairly. I trust PayPal entirely. Reviewed on: 11th June 2024

A life-saving solution

PayPal Credit has saved me from distress many times that I have lost count. Reviewed on: 11th June 2024

Ease of Use

I love how PayPal credit is on almost every online retailer that I use. It’s very easy to use once you are all signed up. I am provided with a lot of updates on my and the monthly payment emails I get are very detailed and consistent. Reviewed on: 11th June 2024

When I need something to spread the cost is a great...

When I need something to spread the cost is a great thing for 4 months! Reviewed on: 11th June 2024

Good value for money experience.

Good value for money experience. Payment update in account can be improved Reviewed on: 11th June 2024

It is the easiest and most secure method of payment...

It is the easiest and most secure method of payment not just to send to friends and family but for all my online purchases. I have been using PayPal for many years and don't know how I would manage without it. I really like the fact that I can accrue different currencies in my balance which helps me purchase things in US Dollar, Euros etc and send money to people outside of the UK. The pay in · option is really helpful to spread the cost and Paypal credit is perfect for larger purchases. Reviewed on: 11th June 2024

Pay in 3 is my most used service - really helpful in...

Pay in 3 is my most used service - really helpful in making purchase decision. Reviewed on: 11th June 2024

Simple and easy to use.

Simple and easy to use. Had a problem with a supplier once and PayPal sorted it on my behalf. Reviewed on: 11th June 2024

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