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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175345)

Brilliant the service is hassle free and always have...

5
Brilliant the service is hassle free and always have the protection of paypal Reviewed on: 11th June 2024

Simplistic way of on-line paying.

5
Everything you do with paypal is instant, absolutely no fussing and their payment system is very simplistic, they give plenty of options for paying for large items which makes me return to them as my first choice again and again. Reviewed on: 11th June 2024

All Good !

5
All Good ! But I only use PayPal for payments. Especially PayPal credit Reviewed on: 11th June 2024

My go to lender

5
My go to lender for ease of use, zero finance costs are a major plus for my short term borrowing Reviewed on: 11th June 2024

Had no problems at all, everything worked fine

5
Had no problems at all, everything worked fine Reviewed on: 11th June 2024

It was a wonderful experience using my Paypal account.

5
It was a wonderful experience using my Paypal account. It provides excellent services. It has a good value for money Reviewed on: 11th June 2024

Great platform to use, simple and easy to navigate.

5
Great platform to use, simple and easy to navigate. Reviewed on: 11th June 2024

Flazzers shopping

5
It’s easy to use helps with buying items and protects your purchases Reviewed on: 11th June 2024

The Best By Far

5
Love it, easy to use and gives me time to pay over a few months without paying massive interest charges Reviewed on: 11th June 2024

I have always found PayPal provide good solutions an...

4
I have always found PayPal provide good solutions and are good at resolving any issues. Reviewed on: 11th June 2024

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