Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177228 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177230)

Simple to use and simple to understand

Simple to use and simple to understand Reviewed on: 12th June 2024

Handy easy to use no complicated things

Handy easy to use no complicated things Reviewed on: 12th June 2024

Amazing experience.

Amazing experience. Flexible with payment options and clear communication about charges and policy Reviewed on: 12th June 2024

Highly recommended

Always easy to use and quick at solving problems Reviewed on: 12th June 2024

I have always used PayPal for emergency borrowing.

I have always used PayPal for emergency borrowing. Reviewed on: 12th June 2024

Very helpful, happy to help and give information

Very helpful, happy to help and give information Reviewed on: 12th June 2024

Prompt service, good exchange rate and easy refunds

Prompt service, good exchange rate and easy refunds Reviewed on: 12th June 2024

It's the best extra layer of security.

It's the best extra layer of security. Reviewed on: 12th June 2024

paypal credit it is very easy and worry free to use

I use paypal credit for all kinds of things, it is very helpful to have, easy and worry free to use Reviewed on: 12th June 2024

Good customer service

Good customer service and easy to use Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98492 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub