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PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178653)

Fast and secure, easy to use and to make payments...

5
Fast and secure, easy to use and to make payments Reviewed on: 13th June 2024

So easy to use

5
So easy to use, my preferred method of paying at checkout for peace of mind and security Reviewed on: 13th June 2024

Great smooth service.

5
Great smooth service. Would recommend to anyone. Reviewed on: 13th June 2024

Very easy to use, accessible and transparent.

5
Very easy to use, accessible and transparent. Reviewed on: 13th June 2024

Really convenient

5
Always helpful on the phone if something doesn't seem right. Easy transactions and great credit options. Reviewed on: 13th June 2024

Very easy to use, secure and a responsible lender.

5
Very easy to use, secure and a responsible lender. It's easy to update direct debits, make extra payments and the offer of 4 months interest free is very useful. And the ability to spread payments over 3 months interest free makes it much easier to manage bigger purchases. Reviewed on: 13th June 2024

Paypal credit helped us to buy our kitchen stuff whi...

5
Paypal credit helped us to buy our kitchen stuff while we struggled doing so. Reviewed on: 13th June 2024

Really Helpful in resolving a dispute with a retaile...

4
Really Helpful in resolving a dispute with a retailer, however website needs a little work for app/android when it comes to making contact. It's a bit clunky/unresponsive. Front end is a smoother process Reviewed on: 13th June 2024

Love pay in 3 - easy to use and make everything so m...

5
Love pay in 3 - easy to use and make everything so much more affordable. Don’t have to remember to pay it just comes out automatically- easy! Reviewed on: 13th June 2024

Easy process easy to use app.

5
Easy process easy to use app. Been using for a while now plenty of options to suit different needs and widely used by many retailers. Reviewed on: 13th June 2024

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