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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180995)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love the pay later function, but I wish that when yo...

Love the pay later function, but I wish that when you paid money off it would update on your balance quicker Reviewed on: 7th July 2026

I am always happy to using pay pal when i needed, ea...

I am always happy to using pay pal when i needed, easy and quick ,flexi to pay Reviewed on: 7th July 2026

Great alternative to a credit card

Great way to manage money in one place Reviewed on: 7th July 2026

Super easy to use when shopping online and a great w...

Super easy to use when shopping online and a great way to spread payments for big ticket items. Reviewed on: 7th July 2026

Always very positive with PayPal - works everywhere...

Always very positive with PayPal - works everywhere very smooth Reviewed on: 7th July 2026

PayPal are amazing if something goes wrong with your...

PayPal are amazing if something goes wrong with your orders they either sort it out so get you a refund. I buy everything online through PayPal Reviewed on: 7th July 2026

Work with PayPal is trust company and very helpful.

Work with PayPal is trust company and very helpful. Reviewed on: 7th July 2026

Always feel protected with financial transactions.

Always feel protected with financial transactions. Safe to receive and transfer money too. Really like the 'Pay in 3' option to help budget over 3 months. Any issues have been swiftly dealt with in a professional manner. Reviewed on: 7th July 2026

Supporting your finances

It’s just fair and convenient and they are helpful when needed Reviewed on: 7th July 2026

Fast to use.easy and fast

Fast to use. If you dont have enough in your account they take if fron your bank or card so its superfast Reviewed on: 7th July 2026

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