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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173410)

Very good customer service.

5
Very good customer service. Always ready to help Reviewed on: 6th June 2024

Have used PayPal and PayPal credit and it's fabulous...

5
Have used PayPal and PayPal credit and it's fabulous,,have never had any problems with any service they provide top notch Reviewed on: 6th June 2024

Making payments with PayPal Credit have been amazing

5
Making payments with PayPal Credit have been amazing Reviewed on: 6th June 2024

Handy, easy, convenient.

5
Handy, easy, convenient. You should add more functionality by splitting the payments beyond 3. Reviewed on: 6th June 2024

Good experience, payment in 3 and 4 interest free in...

4
Good experience, payment in 3 and 4 interest free instalments are helpful Reviewed on: 6th June 2024

Use it regularly.

5
Use it regularly. Easy to keep track of when the 0% runs out Reviewed on: 6th June 2024

Great customer service and great value for money.

5
Great customer service and great value for money. Pay pal credit and pay in 3 are very useful without ripping you off. Reviewed on: 6th June 2024

I made payment for an item on EBay very easy...

5
I made payment for an item on EBay very easy and smooth Reviewed on: 6th June 2024

My personal experience

5
I've always used PayPal and have never had any problems. I would highly recommend them to anyone and I would always tell friends or family to use PayPal when making purchases online. Reviewed on: 6th June 2024

It’s simple and everyone uses it

5
It’s simple and everyone uses it Reviewed on: 6th June 2024

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