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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169990 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170069)

Helpfull

This helps me when I haven’t got any money before I get paid. Reviewed on: 4th June 2024

Paypal credit is good, if you need something now bu...

Paypal credit is good, if you need something now but xany afford it. Never spoken to anyone so couldn't rate customer service as excellent. But love paypal credit Reviewed on: 4th June 2024

Use it little and often and it is really helpful for...

Use it little and often and it is really helpful for purchase of things that I need when it is not pay day - it is easy to see how much I owe and how to avoid paying interest. Reviewed on: 4th June 2024

Mostly good

I have never had and issues with PayPal, the app or if I have had to contact them. The only thing I have difficult with is the user interface with knowing which payments for from where and from when. Natwest has a better way viewing payments Reviewed on: 4th June 2024

I haven't had no problems

I haven't had no problems with paypal over the many years I have used it. I've had to give a natural feedback on customer service as I have not yet had to contact them. Reviewed on: 4th June 2024

After raising a dispute for non receipt of goods, Pa...

After raising a dispute for non receipt of goods, PayPal helped me recover a payment for an item quickly and efficiently. Reviewed on: 4th June 2024

Easy efficient service.

Easy efficient service. Stress free when making purchases safely. Reviewed on: 4th June 2024

PayPal credit is amazing!

PayPal credit is amazing! Easy to use, convenient, credit is readily available. The support from PayPal is always there if needed and I have used the account for a good few years now with no issues. Would recommend to my family and friends as a service to consider for their money. Reviewed on: 4th June 2024

PayPal credit, flexibility at your fingertips

PayPal credit has provided me a flexible form of credit to buy those more costly items. By flexible, I mean you have options such as pay over four months with no interest, as well as in combination with suppliers, deals where you get even further periods of time to pay without interest being charged, or interest is charged at lower than standard rates. Also, I find the standard interest rate is lower than mainstream credit card providers, making PayPal Credit a better option for those more costly items. Reviewed on: 4th June 2024

Helping you to spread the cost of goods and services!

It allows you to spread the cost of goods services that are sometimes out of your reach. Reviewed on: 4th June 2024

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