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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170282)

Customer service was excellent, interest rates very...

Customer service was excellent, interest rates very good or zero, peace of mind when purchasing. Easy to use and easy to find account balance excellent. Reviewed on: 4th June 2024

Doesn't pay properly

They take money from the credit without accepting it from the bank Reviewed on: 4th June 2024

Wonderful service

Great customer service and reliable to solve issues Reviewed on: 4th June 2024

I’ve been using PayPal credit for years now.

I’ve been using PayPal credit for years now. It’s my go to method rather than credit cards. Easier to use & view balance & make payments. Amazing Reviewed on: 4th June 2024

Never had issues, always been good.

Never had issues, always been good. Reviewed on: 4th June 2024

Simple and responsible lender

Easy to use, more and more places to use it too. I love being able to spread payments over 4 months - it's just enough. Very responsible lender. Reviewed on: 4th June 2024

Easy access to a little bit of help

Easy access to reliable funding source when you need to spread the cost without heavy extra costs Reviewed on: 4th June 2024

Always reliable, great customer service team and suc...

Always reliable, great customer service team and such a great way to take the pressure off financially. Allowing you more time to make payments for the things you love. Reviewed on: 4th June 2024

Very good.

Very good. Easy to use and great customer service Reviewed on: 4th June 2024

It’s been very good, easy to set up and use across m...

It’s been very good, easy to set up and use across multiple platforms. Reviewed on: 4th June 2024

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