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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168009)

Great but could be better

Good experience and handy to have Reviewed on: 2nd June 2024

trust worthy and efficient when it come to...

They are trust worthy and efficient when it come to dealing with customers issues and also having to buy something through a third party . Not forgotten their 3 times payment plan it has really save me during time of hardship . Please use payment for most transactions for safety sake Reviewed on: 2nd June 2024

Great options and would recommend.

Great options and would recommend. Reviewed on: 2nd June 2024

Very convenient and safe to money exchange.

Very convenient and safe to money exchange. Credit is very useful to manage my money Reviewed on: 2nd June 2024

My experience.

I’ve been using my PayPal for the past year and have had a positive experience overall. The rewards program is excellent, offering convenience paying... Customer service has been prompt and helpful whenever I’ve had questions. The only downside is the interest rate, but paying off the balance monthly helps mitigate that Reviewed on: 2nd June 2024

Hassle free, and excellent service

Hassle free, and excellent service Reviewed on: 2nd June 2024

I just love PayPal, easy to use.

I just love PayPal, easy to use. Reviewed on: 2nd June 2024

easy to use

easy to use can get installments without interesting fees Reviewed on: 2nd June 2024

I’ve had a great experience with PayPal.

I’ve had a great experience with PayPal. No problems at all. Great flexibility for payments. Reviewed on: 2nd June 2024

Excellent solution .

Excellent solution . Long period of interest free payments. Great Reviewed on: 2nd June 2024

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