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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168111)

Great experience

Never had any issues with payments or repaying and the interface gives you great access to increase and decrease you're monthly repayments Reviewed on: 2nd June 2024

I wish all credit was this easy

Very easy to use, reasonable interest rates and I've never had to pay interest as their alert system gives you loads of notice. I with all credit was this good Reviewed on: 2nd June 2024

Good financial tool, I use this a lot especially the...

Good financial tool, I use this a lot especially the 4 month 0% finance Reviewed on: 2nd June 2024

Great experience and easy to deal with thanks

Great experience and easy to deal with thanks Reviewed on: 2nd June 2024

Never had any problems, and that is what matters.

Never had any problems, and that is what matters. The only problem I had was in turkey where I discovered it doesn’t work Reviewed on: 2nd June 2024

Every time I’ve needed them they always come through...

Every time I’ve needed them they always come through Reviewed on: 2nd June 2024

PayPal are fair credit lenders who provide support a...

PayPal are fair credit lenders who provide support and advice and let you control your credit limit. Reviewed on: 2nd June 2024

Buying through PayPal is a execelant service

Buying through PayPal is a execelant service Reviewed on: 2nd June 2024

Very easy to use and your payment method the best

Very easy to use and your payment method the best Reviewed on: 2nd June 2024

The app is well laid out, easy to navigate and alway...

The app is well laid out, easy to navigate and always available. The 4 month interest free period for purchases over a hundred pounds is really useful making planning your monthly finances so much easier. Being able to set up your payments in advance on the app takes so much of the hassle and worry out of managing your finances. Reviewed on: 2nd June 2024

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