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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168150)

Any issues PayPal sort out with no hassles.

5
Any issues PayPal sort out with no hassles. Highly recommend them for any purchases. Reviewed on: 2nd June 2024

Very understanding and great deals

5
Very understanding and easy to deal with and lends responsibly Reviewed on: 2nd June 2024

Safe and secure .

5
Safe and secure . Good offer , time offer to pay without interest good deal Reviewed on: 2nd June 2024

REALLY EASY AND GOOD TO USE, Makes it so much simple...

5
REALLY EASY AND GOOD TO USE, Makes it so much simpler knowing it’s pre accepted Reviewed on: 2nd June 2024

Smooth and easy to use app clear and easy to...

5
Smooth and easy to use app clear and easy to manage Reviewed on: 2nd June 2024

Quick and easy to use.

5
Quick and easy to use. Easy to pay and easy to communicate. Reviewed on: 2nd June 2024

Never had any issues, straight forward and easy proc...

5
Never had any issues, straight forward and easy process from start to finish. Reviewed on: 2nd June 2024

Simply wonderful.

5
Simply wonderful. Couldn't ask for more! Reviewed on: 2nd June 2024

Great help and understanding about my circumstances

5
Great help and understanding about my circumstances Reviewed on: 2nd June 2024

PayPal is great for sending money to your friends an...

5
PayPal is great for sending money to your friends and family or just for shopping Reviewed on: 2nd June 2024

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