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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (162134 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (162143)

Quick and easy

Quick and easy application/ acceptance, all managed by the app. Reviewed on: 22nd May 2024

I use paypal quite often never have any issues and t...

I use paypal quite often never have any issues and that one time i did need to speak to someone it was easy and fast and friendly Reviewed on: 22nd May 2024

Flexible and affordable payment terms

Paypal Credit offers an extensive variety of flexible payment terms suitable for all budgets.You know exactly what you will pay and when you will pay it secure in the knowledge that it will not change.The reminders are a timely reminder of when a payment is due and a great feature.All your information is safe and secure and you can access all your transactions online or in the App. Reviewed on: 22nd May 2024

Very happy with service provided

Very happy with service provided Reviewed on: 22nd May 2024

I have used Paypal credit for my house purchase.

I have used Paypal credit for my house purchase. I could reach there customer support team and get. help when I required some assistance regarding bulk purchase. Reviewed on: 22nd May 2024

Excellent payment plan

I’ve been using PayPal for years and it has always been reliable and with excellent paying plans such as no interest for 4 months. Reviewed on: 22nd May 2024

Easy without hassling

It's easy and helps you get what you need without hassles Reviewed on: 22nd May 2024

Large purchases are temporarily interest free

I love that large purchases are interest free for a while which is really helpful Reviewed on: 22nd May 2024

Use this service a few times.

Use this service a few times. I found it very useful and would recommend to family and friends. Reviewed on: 22nd May 2024

Paypal has always been trustworthy

Paypal has always been a trustworthy company, for me. Never any issues using PayPal, ever. Reviewed on: 22nd May 2024

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