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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167887)

PayPal really is your pay pal!

PayPal credit in all it's forms has allowed me to purchase products which would have been out of my reach. Varying credit facilities are also allows me to choose which method of credit best suits my requirements at the time, especially the pre approved pay in 3 facility. Reviewed on: 2nd June 2024

Seamless and Reliable: A Stellar PayPal Experience

I've been using PayPal for several years, and it has consistently delivered a seamless and reliable experience. The interface is user-friendly, making transactions quick and straightforward. Whether sending money to friends, paying for online purchases, or managing business transactions, PayPal has proven to be a versatile and indispensable tool. One of the standout features is the robust security measures that protect my financial information. The two-factor authentication adds an extra layer of security, giving me peace of mind when making transactions. Additionally, the buyer protection policy has been a lifesaver on a few occasions, ensuring that my purchases are safeguarded against fraud or issues with sellers. Customer service is another area where PayPal excels. Whenever I've had questions or needed assistance, their support team has been responsive and helpful. The resolution process for disputes is straightforward and fair, further enhancing my confidence in the platform. Overall, PayPal has made online financial transactions not only easier but also more secure. I highly recommend it to anyone looking for a reliable and efficient way to manage their payments and financial dealings online. Reviewed on: 2nd June 2024

Great user interface

Easy to use, simple to understand and manage. Great user interface Reviewed on: 2nd June 2024

PP Review

Flexible payment system. Can increase or decrease whenever is suitable to the client Reviewed on: 2nd June 2024

Always my choice when it comes to pay in instalments.

Always my choice when it comes to pay in instalments. Reviewed on: 2nd June 2024

Excellent secure way to pay

So easy and secure. This an excellent way to pay for products over a period of time. Reviewed on: 2nd June 2024

It was fairly good and easy to contact their custome...

It was fairly good and easy to contact their customer support Reviewed on: 2nd June 2024

It's been a good way to make purchases and spread th...

It's been a good way to make purchases and spread the payments Reviewed on: 2nd June 2024

Great service

Great service Reviewed on: 2nd June 2024

Utterly dependable.

Utterly dependable, gives me breathing space to manage my finances. Very grateful! Reviewed on: 2nd June 2024

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