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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168015 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168035)

It was easy process and customer support is great

It was easy process and customer support is great Reviewed on: 2nd June 2024

I use PayPal method for payment for everything I kno...

I use PayPal method for payment for everything I know I can trust it Reviewed on: 2nd June 2024

I have been using Paypal since 2015 and Paypal credi...

I have been using Paypal since 2015 and Paypal credit since 2017 and it always helped me in my purchases. The buy now pay later plan works very good for me in allowing me to pay in 4 months time, whenever I have some extra money... I love it! Reviewed on: 2nd June 2024

Excellent service.

Excellent service.. I mostly use PayPal for all transactions.. pay in 12 or pay in 3 with no interest is a big win for me Reviewed on: 2nd June 2024

Always use PayPal, best experience and safe transact...

Always use PayPal, best experience and safe transaction every time. Reviewed on: 2nd June 2024

Very helpful to have especially for emergency

Very helpful to have especially for emergency Reviewed on: 2nd June 2024

Never had any problems when using PayPal or PayPal c...

Never had any problems when using PayPal or PayPal credit Reviewed on: 2nd June 2024

Used for years, good experience overall

Always had a good experience with PayPal and used for years, very flexible and never had an issue contacting in case of refunds or issues. Always pay for large items or holidays through them as I know my money is protected. Reviewed on: 2nd June 2024

PayPal is one of the best app I can rely on.

PayPal is one of the best app I can rely on. Plus PayPal is so secure and protected app. I love there security check system, because of that I can trust all my personal detail. And also I’m part time worker as my income is less so I use to stress a lot about gifting to my family on occasion but PayPal helps me with the credit so much and also the way they give a reminder early like someday before ur repays date so I get time to mange my income. PayPal is just amazing. Reviewed on: 2nd June 2024

Love PayPal

I use PayPal credit as it is convenient and easy to use and make payments. I would highly recommend to anyone. My favourite way to get what I need. Reviewed on: 2nd June 2024

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