Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168114)

Been using PayPal for almost everything including fo...

Been using PayPal for almost everything including for online merchants, PayPal Credit and pay in 3. Reviewed on: 2nd June 2024

Been using PayPal for 4 years never had a problem al...

Been using PayPal for 4 years never had a problem always effective and efficient Reviewed on: 2nd June 2024

Very safe to use

Its very safe and easy to use. Also always gives good credit card to shop online which is great. Reviewed on: 2nd June 2024

Best credit I ever haded

Best credit I ever had, no direct debit needed, pay as much as you can every week Reviewed on: 2nd June 2024

Support great, super safe and easy way to spend money

Support great, super safe and easy way to spend money Reviewed on: 2nd June 2024

Help always

I was very good.Always you had support from PP,if you have any problems with your transaction. Reviewed on: 2nd June 2024

Really good service always able to help with any pro...

Really good service always able to help with any problems Reviewed on: 2nd June 2024

Great way to spread the cost.

Great way to spread the cost. Customer service is a big let down. Reviewed on: 2nd June 2024

Really convenient

Really convenient option for shopping larger purchases or helping at month end. Reviewed on: 2nd June 2024

I am delighted to use PayPal credit as it has helped...

I am delighted to use PayPal credit as it has helped me immensely, especially in the current financial climate. Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3809 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87160 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub