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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168151 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168159)

Great rates and easy to use.

Paypal offers great rates on credit and easy to use when making any payments. App layout very clear and simple. Reviewed on: 2nd June 2024

Paypal is basically great,offers everything I need

Paypal is basically great,offers everything I need Reviewed on: 2nd June 2024

Paypal credit has helped out when kitchen appliances...

Paypal credit has helped out when kitchen appliances have broken. Reviewed on: 2nd June 2024

Great service, easy to use and safe.

Great service, easy to use and safe. Reviewed on: 2nd June 2024

Excellent service

Easy to use, customer service are excellent and are more than happy to answer any questions you have. Highly recommended this service. Reviewed on: 2nd June 2024

Brilliant service and customer service thanks

Brilliant service and customer service thanks Reviewed on: 2nd June 2024

I've been using PayPal Credit for a few years now, a...

I've been using PayPal Credit for a few years now, and I couldn't be more pleased with the experience. Here’s why I think it’s a fantastic service: PayPal Credit integrates seamlessly with my existing account, making managing my finances incredibly convenient. I use it wherever PayPal is accepted, which is virtually everywhere online—no need to carry an extra card or remember another set of login details. Setting up PayPal Credit was a breeze. The application was straightforward, and I received approval in no time. Once set up, using it is as easy as selecting PayPal Credit at checkout. The interface is user-friendly, and managing payments or checking my balance is a piece of cake through the PayPal app or website. One of PayPal Credit's most impressive aspects is its speed. From the instant approval process to the swift transactions, PayPal Credit ensures that you can make your purchases without delay. In summary, PayPal Credit is a highly convenient, easy-to-use, and quick solution for anyone looking to manage their online purchases more flexibly. I highly recommend it for its efficiency and seamless experience. Reviewed on: 2nd June 2024

Quick and easy to use.

Quick and easy to use. Issues resolved swiftly. Easy to track payments Reviewed on: 2nd June 2024

Super helpful.

Super helpful. They’ve always been really helpful when I’ve needed to contact them. Love the credit facility Reviewed on: 2nd June 2024

Paypal Credit

PayPal offers a very good credit limit and has the ability to set up a direct debit which makes it so much easier not having to worry about paying late. It is very simple and it’s my default payment on most online purchases. I would highly recommend. Reviewed on: 2nd June 2024

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