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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168198 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168212)

Using since 2001, love paypal.

Using since 2001, love paypal. It has been a very reliable service. Don’t use credit often but it’s nice to know it’s there when I need it Reviewed on: 2nd June 2024

Very good and easy to use always handy when need a l...

Very good and easy to use always handy when need a little extra cash at end of the month Reviewed on: 2nd June 2024

Good and easy to use.

Good and easy to use. I found the apps really handy Reviewed on: 2nd June 2024

Easy to use and fast response to queries

Easy to use and fast response to queries Reviewed on: 2nd June 2024

Always positive experience.

Always positive experience. Never have difficulties. Reviewed on: 2nd June 2024

Always had a positive experience with PayPal credit

Always had a positive experience with PayPal credit Reviewed on: 2nd June 2024

Excellent!

It helps a lot. Customer service is excellent! Reviewed on: 2nd June 2024

Great experience I am very happy

Great experience I am very happy Reviewed on: 2nd June 2024

Clear communication

Clear communication when payment is due so you don't run the risk of missing a payment or incurring extra fees - great service with third parties . Reviewed on: 2nd June 2024

I love it especially the fact I can make secure purc...

I love it especially the fact I can make secure purchases using the Paypal Credit and the higher limit I was given. Reviewed on: 2nd June 2024

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