Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168340)

Lifeline

PayPal credit came to my rescue during a time when I found myself in a financial pinch with no money to spare, yet in dire need of certain essential items. Thanks to PayPals interest free financing option, I was able to afford the things I needed without having to worry about immediate payments. This lifeline provided with the time to pay back my purchase of a specific period without occurring any additional costs, making it a convenient and stress-free solution to my financial dilemma. PayPal credit not only help me bridge the gap between my limited funds and pressing needs but also give me peace of mind knowing I could manage my payments within my means. Reviewed on: 2nd June 2024

Very easy experience

Always been easy to use and navigate and the payments are processed really quickly Reviewed on: 2nd June 2024

Feel save using paypal, and it's so easy to use.

Feel save using paypal, and it's so easy to use. Reviewed on: 2nd June 2024

Easy to use and available on major platforms

Easy to use and available on major platforms Reviewed on: 2nd June 2024

Every time i use PayPal i know my purchases are...

Every time i use PayPal i know my purchases are safe Reviewed on: 2nd June 2024

PayPal have always been transparent, honest and info...

PayPal have always been transparent, honest and informative on any questions I’ve had, any changes to policies and I’ve always appreciated the help they give when needed. Reviewed on: 2nd June 2024

A most excellent pay system

PayPal is a very good and worthwhile payment system. It irons out some very tedious means of online payment by being an alternative way of paying. I am very pleased with it. Excellent!!! Reviewed on: 2nd June 2024

Really useful tool and easy to use

Really useful tool and easy to use especially now can use curve card. Reviewed on: 2nd June 2024

Never had any issues in regards to paypal

Never had any issues in regards to paypal Reviewed on: 2nd June 2024

Find app really easy to use, feel my purchases are s...

Find app really easy to use, feel my purchases are secure. Can track payments easily and make flexible payments when I like. Love it. Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 88045 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub