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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

I find PayPal credit extremely useful.

I find PayPal credit extremely useful. I use it for purchases from a-broad or electronics, to make sure I am covered! The 4 month 0% is also fantastic. Allows me to spread the cost! Reviewed on: 4th June 2024

Great experience and good communication

Great experience and good communication Reviewed on: 4th June 2024

a good way to purchase goods an spread the cost inte...

a good way to purchase goods an spread the cost interest free over several months. Reviewed on: 4th June 2024

Saved my bacon.

I needed a little bit of credit to make an emergency purchase and PayPal credit was fantastic. Reviewed on: 4th June 2024

Every time I use PayPal I have had an excellent expe...

Every time I use PayPal I have had an excellent experience. Reviewed on: 4th June 2024

I have been accepted quite easily on credit and i ha...

I have been accepted quite easily on credit and i have been using paypal credit since then. Awesome service and credit supplier Reviewed on: 4th June 2024

Excellent customer service, polite and helpful and h...

Excellent customer service, polite and helpful and help me to resolve my issues. Reviewed on: 4th June 2024

Great when needing to make a large purchase

Great when needing to make a large purchase Reviewed on: 4th June 2024

Really great as never got charged interest and flexi...

Really great as never got charged interest and flexibility offered is incredible!! Reviewed on: 4th June 2024

PayPal Credit, like PayPal itself, is user friendly

PayPal Credit, like PayPal itself, is easy to use with a user friendly interface, clear site map, and a straightforward instructions. As an Autistic person I find that very comforting. Reviewed on: 4th June 2024

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