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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171180)

Best interest free financing for big purchases!

Have used PayPal credit for majority of my high value purchases and have always been happy. Very easy to keep track of payments and very easy to pay off. Have never missed a deadline so all purchases have always been interest free. Definitely the best way to finance big purchases! Reviewed on: 4th June 2024

It's been really good most of the time.

It's been really good most of the time. Reviewed on: 4th June 2024

Scam refund

When I was scammed on a website they were very helpful and got it sorted immediately, refund was issued straight away Reviewed on: 4th June 2024

0% for 4months

I use PayPal credit regular because the 0% for 4months interest free period provides payment flexibility and reassurance. Reviewed on: 4th June 2024

Great for budgeting

They were great helping to budget and also to receive and pay money for window cleaner and take aways Reviewed on: 4th June 2024

Fantastic customer service

Fantastic customer service, easy to use Reviewed on: 4th June 2024

Always been there when needed and excellent service

Always been there when needed and excellent service Reviewed on: 4th June 2024

Very easy to use and very clear communication

Very easy to use and very clear communication Reviewed on: 4th June 2024

Been using paypal credit and its great.

Been using paypal credit and its great. 4 months with no fees / interest is great if you want something now and your money is coming in later! I have been using it a lot! Reviewed on: 4th June 2024

I always check if the website has Paypal I trust tha...

I always check if the website has Paypal I trust that website, if not I never buy anything Reviewed on: 4th June 2024

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