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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170991)

Quick, easy to use & helpful

5
Very simple application process, reading your credit & payment due dates is set out very well, and communication from PayPal is always good when you have upcoming payments. Have used PayPal credit multiple times and would recommend to others. Reviewed on: 4th June 2024

Just simple, quick and steaight forward feels safe a...

5
Just simple, quick and steaight forward feels safe and responsible Reviewed on: 4th June 2024

Easy to deal with, good rates

5
Easy to deal with, good rates. I think PayPal is an excellent provider Reviewed on: 4th June 2024

PayPal always support me for my financial requirements.

4
PayPal always support me for my financial requirements..! Reviewed on: 4th June 2024

Amazing service always

5
Always efficient never had an issue all disputes always dealt with quickly Reviewed on: 4th June 2024

Pay pal is very easy to use and you can transfer or...

5
Pay pal is very easy to use and you can transfer or send money very quickly and efficiently. Reviewed on: 4th June 2024

East and flexible credit facility

5
Straightforward process and the flexibility of credit or Pay in Three 0% instalments. Reviewed on: 4th June 2024

Great help from PayPal for large purchases

5
Being a single parent and not being able to afford expensive items, PayPal enables me to do this! And 4 months without interest is fantastic! There is no way that I could pay for the big items without this option. Reviewed on: 4th June 2024

Excellent customer service

5
It’s so easy to navigate. Also customer service is splendid. Always ready to help and hardly waiting in line. Reviewed on: 4th June 2024

Easy and quick to use, faster and safer checkouts on...

5
Easy and quick to use, faster and safer checkouts on the majority of websites I purchase from Reviewed on: 4th June 2024

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