Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170816)

Very good.

5
Paypal is always good and he’s always there when I need them Reviewed on: 4th June 2024

Used for more than 10 years now, excellent convenien...

5
Used for more than 10 years now, excellent convenient service and very responsive and protective of the customers. Would recommend highly to anyone for big expenditures to spread them out over a longer period Reviewed on: 4th June 2024

Always working when I need it and the credit is very...

4
Always working when I need it and the credit is very helpful Reviewed on: 4th June 2024

Always there when you need them !

5
Always there when you need them !! Reviewed on: 4th June 2024

I’ve used PayPal for a number years now

5
I’ve used PayPal for a number years now, very easy to use, excellent beneficial tool to have & saves a lot of hassle & time in its excellent credit payment plans. A lot of retailers use PayPal which is a real benefit to me Reviewed on: 4th June 2024

Years of good service.

5
I’ve used PayPal for many years and the service has always been good. The pay in 3 feature is a great way to break up a purchase into more manageable lumps. Reviewed on: 4th June 2024

Never had issues with paypal always good

5
Never had issues with paypal always good Reviewed on: 4th June 2024

No hassle to use.

4
No hassle to use. Prompt refund when a hotel booking was cancelled unexpectedly. Reviewed on: 4th June 2024

Good, interest not as high as other lending companies.

5
Good, interest not as high as other lending companies. Always replied with good customer service in my experience. App could be updated slightly, but overall it is user friendly Reviewed on: 4th June 2024

safe online payments

5
Great way to pay for goods online safely! Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 93740 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3832 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products