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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174012)

Always PayPal

5
I’ve never had a problem using PayPal. It is very convenient, especially when you use the by now paying four months.. Reviewed on: 6th June 2024

Great service

5
Always enjoy using PayPal as it’s a quick and easy fuss free seevice Reviewed on: 6th June 2024

Very easy and a very simple.

5
Very easy and a very simple. Credit has been a much need life line. Thank god for PayPal Reviewed on: 6th June 2024

Really easy and accessible with fair interest rates...

5
Really easy and accessible with fair interest rates and options for interest free credit. Reviewed on: 6th June 2024

Very good and value for money 3 month interest free...

5
Very good and value for money 3 month interest free was good Reviewed on: 6th June 2024

PayPal makes payments easier

5
PayPal has make its easier for me to split my payment when I get things online. PayPal is a reliable credit I can ask someone to apply for. The best have used so far. Reviewed on: 6th June 2024

I like the PayPal, PayPal credit is amazing

5
I like the PayPal, PayPal credit is amazing Reviewed on: 6th June 2024

Easy and straightforward to use.

5
Easy and straightforward to use. Reviewed on: 6th June 2024

PayPal is like part of the family

5
PayPal is always simple, and always there as protection against fraud or issues with any company, I’ve trusted them for years as have my family. When I needed a new cooker asap who did I choose to go to for help??? PayPal and yes, they delivered! Thank you PayPal for your continued support and faultless shopping experience!! Reviewed on: 6th June 2024

PayPal Credit

5
I find PayPal Credit very useful because of the interest free benefit and easy to use. The reminders are also well-timed so I’ve never missed a payment and I can schedule them in advance Reviewed on: 6th June 2024

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