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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174120)

There great.

There great. Never had a issue, very informative and quick to sort and issues out. Reviewed on: 6th June 2024

It’s best to take paypal credit and i want to recomm...

It’s best to take paypal credit and i want to recommend to try everyone Reviewed on: 6th June 2024

I would recommend to anyone!

I had one problem with my transactions hitting risk, they dealt with it THAT DAY! Absolutely stunning would recommend to anyone. I use the curve app alongside it to use as a normal bank card l. I absolutely love this service! Reviewed on: 6th June 2024

Amazing service

Amazing service each time i call in Reviewed on: 6th June 2024

We use PayPal for all our big purchases

PayPal is fantastic love the pay in 3 and the 0% interest for 4 months on PayPal credit use it for all our big purchases also knowing you safe paying with paypal gives massive peace of mind and there easy to use and great customer service is wicked Reviewed on: 6th June 2024

Been a great experience using this service.

Been a great experience using this service. No faults found when using. Available to use on almost anything. Easy to pay back and never have to wait for payments to be accepted. Reviewed on: 6th June 2024

Super easy and quick to make payments.

Super easy and quick to make payments. Has made paying for bigger purchases simpler and less stressful. Reviewed on: 6th June 2024

It is really good solution when you really think tha...

It is really good solution when you really think that you don’t have a choice ….. PayPal credit!!! Reviewed on: 6th June 2024

For peace of mind

I often use PayPal when buying and selling for peace of mind for myself and others Reviewed on: 6th June 2024

PayPal has the best credit for buy and pay later

PayPal has been a very good system for myself and my family when we need to buy and pay later in tines of difficult and words cannot describe how appreciative I am Reviewed on: 6th June 2024

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