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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175578)

Game Changing.

5
I use PayPal credit regularly. I stay well within my credit limit but the 0% interest over four months greatly helps when buying medium priced items. Like any credit product you need to practice sensible behaviour. But its very wide acceptability, ease of processing and simple use is game changing. Reviewed on: 7th June 2024

Keeps my money safe

5
Never had an issue always manages money well keeps my spending online safe and provides good credit Reviewed on: 7th June 2024

Excellent service all round.

5
Excellent service all round. Great communication Reviewed on: 7th June 2024

Superb Service

5
Always received excellent service Reviewed on: 7th June 2024

I had good experience since I had my paypal account...

4
I had good experience since I had my paypal account Reviewed on: 7th June 2024

So quick and easy to set up the app makes everything...

5
So quick and easy to set up the app makes everything so easy to do everything is clearly instructed the options that you have when using PayPal caters for everyone especially if something is needed in a hurry and payday is a week or two away the added bonus is pay in three if the monthly bills or an unexpected bill are a little higher that month well done PayPal and thankyou for your services Reviewed on: 7th June 2024

Very satisfying with the service Im getting

5
Very satisfying with the service Im getting Reviewed on: 7th June 2024

I have used PayPal Credit for a couple of years now...

5
I have used PayPal Credit for a couple of years now and will be happy to use them 8nto the future. Reviewed on: 7th June 2024

The system is flawless.

5
The system is flawless. Paypal Credit is great to buy now and pay later without any interest. Reviewed on: 7th June 2024

Customer service is very efficient and to the point...

5
Customer service is very efficient and to the point they pick up the call earlier not after 40 minutes Reviewed on: 7th June 2024

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