Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178775)

Paypal helps me to budget through these unprecedente...

5
Paypal helps me to budget through these unprecedented and difficult times. Through the cost of living paypal has helped me to afford what i need sill whilst being able to pay my bills Reviewed on: 9th June 2024

Quick and easy and safe.

5
Quick and easy and safe. Pay in three and great customer service of there is a problem.. Use all the time. Reviewed on: 9th June 2024

Credit Paypal 5*

5
Credit is so useful for purchases and PayPal remind you of payment before interest charges occur Reviewed on: 9th June 2024

PayPal 5* review

5
PayPal Credit is an easy and reliable service. You can set up a direct debit to make your payments and pay as little or as much as you can afford. The app is easy to use and navigate. Reviewed on: 9th June 2024

Easy to use, helpful, have used several time to tran...

4
Easy to use, helpful, have used several time to transfer money and for credit. My son wouldn’t have got his favourite Christmas present if I wasn’t able to use PayPal Credit. Reviewed on: 9th June 2024

PayPal credit helped afford things for my wedding

5
I used PayPal credit as a way to help me afford suits for my wedding. Reviewed on: 9th June 2024

Love paypal

5
Smooth and swift service. Makes money matters a doddle Reviewed on: 9th June 2024

I think its best borrowing option out there

5
I think Paypal credit is the best option I havw used for borrowing. Its so fair and allows you to pay earliest balances first to save on interest. They have the customer in mind 100%, not trying to make money off people. I have recommended loads of people to use it. Reviewed on: 9th June 2024

Awesome to use

5
Really easy to use and would highly recommend Reviewed on: 9th June 2024

I once had an unknown payment on my account and PayP...

5
I once had an unknown payment on my account and PayPal customer support was quick and effective with helping me sort it. Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 99437 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3850 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products